Effective Date: [January 2025]

1. Acceptance of Terms
By accessing or using ArthAum’s services, website, or platforms (collectively, the “Services”), you agree to be bound by these Terms and Conditions. If you do not agree, you must not use our Services.

2. Services Offered
ArthAum provides advisory, consulting, venture capital, and executive coaching services to enterprises, entrepreneurs, and industry leaders. Specific terms for each service will be outlined in separate agreements.

3. Eligibility
To use our Services, you must:

• Be at least 18 years old or the legal age of majority in your jurisdiction.

• Have the authority to enter into binding agreements.

• Comply with all applicable laws and regulations.

4. User Responsibilities
You agree to:

• Provide accurate and complete information.

• Use our Services only for lawful purposes.

• Not engage in any activity that disrupts or interferes with our Services.

• Respect intellectual property rights and confidentiality.

5. Intellectual Property
All content, trademarks, logos, and materials on our website or platforms are owned by ArthAum or its licensors. You may not use, reproduce, or distribute any content without prior written consent.

6. Limitation of Liability
ArthAum is not liable for any indirect, incidental, or consequential damages arising from your use of our Services. Our total liability is limited to the amount paid by you for the specific service in question.

7. Indemnification
You agree to indemnify and hold ArthAum harmless from any claims, losses, or damages arising from your breach of these Terms or misuse of our Services.

8. Termination
We reserve the right to suspend or terminate your access to our Services at any time, with or without notice, for any reason.

9. Governing Law
These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes will be resolved exclusively in the courts of [Insert Jurisdiction].

10. Changes to Terms
We may update these Terms periodically. The revised Terms will be posted on our website with the effective date. Continued use of our Services constitutes acceptance of the updated Terms.

11. Contact Us
For questions or concerns about these Terms and Conditions, please contact us at:
Email: [contact@arthaum.com]